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Air Conditioner Finance & Payment Options

If you are replacing your home heating and cooling system this can be a major decision; one you don't want to make based strictly on cost.

You've already learned through this web site that you shouldn't replace just one part of your system. To get the most efficiency and reliability get a complete matched system. That means replace the indoor coil and furnace and the outdoor air conditioning or heat pump.
Those efficiency ratings you read about are for matched systems. And since breakdowns usually occur at inconvenient times ask your consultant about the financing that is available for your new system.
You may have cash or maybe an ample line of credit at your bank, but if not your consultant has some options which could make your system replacement easier.

Credit Promotion Terms


At certain seasons of the year offers special promotions. These can be of varying lengths, and may consist of no interest, no payments, same as cash, etc. The following descriptions apply to promotional purchases.

Credit Benefits for Our Customers

  • We offer no payments, no interest for one full year with approved credit.
  • Maximum credit lines so you can use 100% of your credit limit immediately and buy today!
  • Low minimum monthly payments.
  • Advance notice of sales and promotions.
  • The card makes it easy for you to purchase more products more often.
  • A fast and user friendly application to complete.
  • No finance charges if you pay your account in full, within 25 days of your billing date.
  • No prepayment penalty.

Same as Cash

In the same as cash promotion, Finance Charges will accrue during the promotional period; however, if the customer pays the same-as-cash balance in full before the expiration of the promotional period; the accrued finance charges will not be imposed. Depending on the specifics of the offer, minimum monthly payments may or may not be required.

No Interest

For a no interest promotion, Finance Charges will not begin to accrue until a specific date. Minimum monthly payments are required.

No payments

When the promotion includes no payments, Finance Charges will accrue during the promotional period. Monthly payments may be required if other credit plan purchases have been made.

No Interest / No Payments

With this combined promotion, no payments will be due and interest will not begin to accrue until after the promotion expires.